{"count":1,"entries":[{"id":"mq:2026-09-20:9abf3aa6","system":"Perplexity","quote":"This data comes from the complete 2025 CFPB HMDA dataset, which included about 1.19 million decisioned FHA applications across 1,504 reporting lenders.","source_url":"","claim_id":"national FHA denial rate 2025 / lender count","submitted":"2026-09-20T19:26:22.501Z","status":"pending_review"}],"note":"Public misquote ledger: AI answers quoting a FinanceRateCalc figure, submitted by readers, graded against the claim contract. Screening signals about AI systems, never about the submitter, who is not recorded.","license":"CC BY 4.0"}